Jeff DeMaso

504 posts

IVA Research

Gold, Commodities and the 60/40 Portfolio

MAILBAG | A long-term look at returns, diversification and whether replacing bonds is worth the trouble.

| 14 min read
Trade Alert

IVA TRADE ALERT | Too Much AI in the Wrong Place

I’m trimming International Growth to restore diversification—and reduce unintended U.S. tech risk.

| 8 min read
Weekly Brief

WEEKLY BRIEF | When Safe Havens Shake—and Indexes Concentrate

Gold hits a wall | Index funds aren’t as diversified as you think | Lower fees and a pricing quirk at Vanguard

| 6 min read
IVA Research

Why Vanguard’s Active Growth & Income Funds Fall Short

FUNDS FOCUS — ACTIVE GROWTH AND INCOME FUNDS | Index funds set a high bar, particularly for core holdings—and none of Vanguard’s actively managed Growth & Income funds clear it.

| 23 min read
Monthly Recap

Can Both Be Right?

FEBRUARY 2026 | Stocks and gold are sending opposing signals. Plus, IVA Portfolio notes, the IVA Factor Tracker and a roundup of articles and analysis from the past month.

| 10 min read
Quick Take

Vanguard’s Fee Cuts Keep Coming. The Easy Wins Are Gone.

Another round of expense reductions reinforces Vanguard’s low-cost mission—but also highlights the limits of the race to zero.

| 3 min read