The Independent Vanguard Adviser

Tested. Invested. Unbiased.

Seasoned insights on Vanguard funds that most investors don’t know—and Vanguard won’t tell you.

Count me in!

The only independent newsletter written for Vanguard investors, by Vanguard investors.

The Independent Vanguard Adviser is the go-to resource for the serious Vanguard investor who doesn't want to make moves every minute, but wants every move to count.

Join over 10,000 Vanguard investors who aren’t just better informed; they’re invested.

Learn More
Featured in:
Weekly Brief
LATEST INSIGHT -

The Bull Market Keeps Running

The Dow hits 40000 | Beware Vanguard impersonators

5 min read

More Insights

IVA Research

Complex Doesn’t Mean Better

FUNDS FOCUS — ALTERNATIVES | Explaining why you can pass on Vanguard’s two most complex funds—Market Neutral and Commodity Strategy.

| 13 min read
Quick Take

Vanguard’s New CEO: An Outsider, But Aligned

Sharing my take on a 2021 interview with Vanguard’s soon-to-be CEO, Salim Ramji

| 2 min read
Weekly Brief

A New Leader Comes to Vanguard

Vanguard names Salim Ramji as CEO | Ramji, Davis and Murphy join Vanguard’s board while Mulligan resigns | Vanguard pushes products | Inflation check-in

| 6 min read
IVA Research

Don’t Forget Munis

Municipal bond funds offer a simple solution for tax-sensitive investors who want to own bonds.

| 12 min read
Weekly Brief

Digital-First Puts Seniors Second

Trading is hard | Mailbag: Are bonds dead? | Vanguard doesn’t want you to call | Check Vanguard’s work if you’re converting to a Roth IRA

| 5 min read

Featured

The First Shall Be Last

2024 OUTLOOK: A turning point within the market, not for the market.

| 18 min read

The Value of Ownership?

Vanguard loudly trumpets that it is owned by shareholders of its mutual funds and ETFs. But what rights do we owners actually have?

| 5 min read

What Kind of Investor Are You?

How much should I allocate to stocks versus bonds versus cash? It’s a fundamental question most investors spend too little time on. Here’s how to find the answer that is right for you.

| 16 min read

Disclaimer

Vanguard and The Vanguard Group are service marks of The Vanguard Group, Inc. We are not affiliated in any way with The Vanguard Group and receive no compensation from The Vanguard Group, Inc.

Hi, I’m Jeff DeMaso.

Welcome to the Independent Vanguard Adviser.

I’ve been a Vanguard investor for over a decade, co-editing the leading newsletter on Vanguard funds and ETFs. I’m a big Vanguard fan, but they are not perfect (nobody is). I’ll tell you the good and the bad when it comes to Vanguard.

Over two decades while working at a multi-billion-dollar investment firm, I held titles of intern to CIO (and everything in between). I’ve seen investors make avoidable mistakes time and time again. I aim to share the investment insights and advice I want my family and friends to have so that you can make meaningful investments for yours.

When investing, I believe in simplicity, diversification and spending time in the market. A simple promise: My family and I will invest in the same funds I recommend to you!

When I’m not poring over Vanguard’s most recent prospectus, you can find me chasing my toddler around the playground or trying to avoid an injury while reliving the glory days on the soccer pitch.