The Independent Vanguard Adviser
Tested. Invested. Unbiased.
Seasoned insights on Vanguard funds that most investors don’t know—and Vanguard won’t tell you.
Count me in!The only independent newsletter written for Vanguard investors, by Vanguard investors.
The Independent Vanguard Adviser is the go-to resource for the serious Vanguard investor who doesn’t want to make moves every minute, while making every move count.
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Learn MoreLet’s Make a Deal
Bond yields rise on government shutdown fears | Vanguard settles with David Danon
More Insights
Which Price?
Calculating an ETF’s return is more challenging than you’d think. Vanguard’s tech makes it even more difficult.
When New Isn’t New
Two active bond ETFs are on the way, but you can already buy the mutual fund versions.
Information Over Action
Fed holds steady | Student debt won’t cause a recession | Distribution season
Location, Location, Location
I’m committed to owning a globally diversified portfolio. But does that require a foreign real estate fund?
Featured
Gifting Your Teen an IRA
Yes. You can start your teen investing in an IRA and provide them with an early seat aboard the retirement train. They probably won’t thank you today … but they will thank you.
What Kind of Investor Are You?
How much should I allocate to stocks versus bonds versus cash? It’s a fundamental question most investors spend too little time on. Here’s how to find the answer that is right for you.
Interview: Compounding Via Dividend Growth
My exclusive conversation with Dividend Growth's co-managers Don Kilbride and Peter Fisher
Disclaimer
Vanguard and The Vanguard Group are service marks of The Vanguard Group, Inc. We are not affiliated in any way with The Vanguard Group and receive no compensation from The Vanguard Group, Inc.

Hi, I’m Jeff DeMaso.
Welcome to the Independent Vanguard Adviser.
I’ve been a Vanguard investor for over a decade, co-editing the leading newsletter on Vanguard funds and ETFs. I’m a big Vanguard fan, but they are not perfect (nobody is). I’ll tell you the good and the bad when it comes to Vanguard.
Over two decades while working at a multi-billion-dollar investment firm, I held titles of intern to CIO (and everything in between). I’ve seen investors make avoidable mistakes time and time again. I aim to share the investment insights and advice I want my family and friends to have so that you can make meaningful investments for yours.
When investing, I believe in simplicity, diversification and spending time in the market. A simple promise: My family and I will invest in the same funds I recommend to you!
When I’m not poring over Vanguard’s most recent prospectus, you can find me chasing my toddler around the playground or trying to avoid an injury while reliving the glory days on the soccer pitch.