The Independent Vanguard Adviser

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Seasoned insights on Vanguard funds that most investors don’t know—and Vanguard won’t tell you.

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The only independent newsletter written for Vanguard investors, by Vanguard investors.

The Independent Vanguard Adviser is the go-to resource for the serious Vanguard investor who doesn't want to make moves every minute, but wants every move to count.

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Weekly Brief
LATEST INSIGHT -

High Times

Unemployment holds steady as inflation ticks higher | ChatGPT’s inflation forecast | Vanguard updates gains data

4 min read

More Insights

IVA Research

Misleading Costs

MAILBAG — Your cost basis is not an accurate measure of total return

| 4 min read
Weekly Brief

No More Free Passes

February’s rocky start | Missing dividends and other tech snafus | FDIC takes a closer look at Vanguard

| 6 min read
IVA Research

How to Invest for College

529 PLANS — Your guide to investing savings in your Vanguard-run 529 plan.

| 14 min read
Quick Take

Finding Short-Term Investment-Grade's Missing Distribution

The bond fund's missing distribution will be posted tonight.

| 1 min read
Monthly Recap

Bull Markets Mean New Highs

APRIL 2024 | By definition, prices reach new highs during bull markets. Plus, missing dividends, greenwashing, an article roundup, IVA Portfolio Notes and the IVA Factor Tracker.

| 10 min read

Featured

The First Shall Be Last

2024 OUTLOOK: A turning point within the market, not for the market.

| 18 min read

The Value of Ownership?

Vanguard loudly trumpets that it is owned by shareholders of its mutual funds and ETFs. But what rights do we owners actually have?

| 5 min read

What Kind of Investor Are You?

How much should I allocate to stocks versus bonds versus cash? It’s a fundamental question most investors spend too little time on. Here’s how to find the answer that is right for you.

| 16 min read

Disclaimer

Vanguard and The Vanguard Group are service marks of The Vanguard Group, Inc. We are not affiliated in any way with The Vanguard Group and receive no compensation from The Vanguard Group, Inc.

Hi, I’m Jeff DeMaso.

Welcome to the Independent Vanguard Adviser.

I’ve been a Vanguard investor for over a decade, co-editing the leading newsletter on Vanguard funds and ETFs. I’m a big Vanguard fan, but they are not perfect (nobody is). I’ll tell you the good and the bad when it comes to Vanguard.

Over two decades while working at a multi-billion-dollar investment firm, I held titles of intern to CIO (and everything in between). I’ve seen investors make avoidable mistakes time and time again. I aim to share the investment insights and advice I want my family and friends to have so that you can make meaningful investments for yours.

When investing, I believe in simplicity, diversification and spending time in the market. A simple promise: My family and I will invest in the same funds I recommend to you!

When I’m not poring over Vanguard’s most recent prospectus, you can find me chasing my toddler around the playground or trying to avoid an injury while reliving the glory days on the soccer pitch.