The Independent Vanguard Adviser

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Seasoned insights on Vanguard funds that most investors don’t know—and Vanguard won’t tell you.

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The only independent newsletter written for Vanguard investors, by Vanguard investors.

The Independent Vanguard Adviser is the go-to resource for the serious Vanguard investor who doesn’t want to make moves every minute, while making every move count.

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Monthly Recap

Reaching an Extreme

DECEMBER 2023 | Growth stocks are beating value. A few dozen Vanguard accounts were hacked. Plus, an article roundup and the IVA Factor Tracker.

6 min read

More Insights

Weekly Brief

Style Whiplash

Growth beat value | Target Retirement lawsuit moves forward | Vanguard’s lousy timing on private equity

| 5 min read
IVA Research

Restarting the Cycle

A reboot has served Global Capital Cycles well, but that doesn’t make it a winner.

| 6 min read
Weekly Brief

Vanguard and Amex Part Ways

Three sectors rule them all | INVEST for Amex by Vanguard closes

| 3 min read
IVA Research

Solid Returns, Little Attention

Global Credit Bond: An index-beating active fund that investors have ignored.

| 3 min read
Weekly Brief

Rising on Lower Inflation

Markets rally on lower-than-expected inflation | Vanguard closes direct investing program in Germany | Dividend Growth’s stable NAV

| 3 min read


Thank you

One year under our belts. Many more to go!

| 1 min read

Gifting Your Teen an IRA

Yes. You can start your teen investing in an IRA and provide them with an early seat aboard the retirement train. They probably won’t thank you today … but they will thank you.

| 9 min read

What Kind of Investor Are You?

How much should I allocate to stocks versus bonds versus cash? It’s a fundamental question most investors spend too little time on. Here’s how to find the answer that is right for you.

| 16 min read


Vanguard and The Vanguard Group are service marks of The Vanguard Group, Inc. We are not affiliated in any way with The Vanguard Group and receive no compensation from The Vanguard Group, Inc.

Hi, I’m Jeff DeMaso.

Welcome to the Independent Vanguard Adviser.

I’ve been a Vanguard investor for over a decade, co-editing the leading newsletter on Vanguard funds and ETFs. I’m a big Vanguard fan, but they are not perfect (nobody is). I’ll tell you the good and the bad when it comes to Vanguard.

Over two decades while working at a multi-billion-dollar investment firm, I held titles of intern to CIO (and everything in between). I’ve seen investors make avoidable mistakes time and time again. I aim to share the investment insights and advice I want my family and friends to have so that you can make meaningful investments for yours.

When investing, I believe in simplicity, diversification and spending time in the market. A simple promise: My family and I will invest in the same funds I recommend to you!

When I’m not poring over Vanguard’s most recent prospectus, you can find me chasing my toddler around the playground or trying to avoid an injury while reliving the glory days on the soccer pitch.